Overview
The Economic and Financial Crimes Commission (EFCC) has issued an urgent scam alert in Nigeria, warning citizens about a rapidly evolving fraud method involving fake airline ticket promotions, malware infections, and misuse of personal ID data. The scam has been flagged as a serious threat to national security.
How the Scam Works
Fake Foreign Airline Ticket Promos
Fraudsters advertise alleged 50% discount promos for international airline tickets. Victims are asked to pay a small token (often ₦500), which is presented as a “charity” or promo fee. Once the victim completes the payment and installs a seemingly legitimate “airline app,” the malware embedded in the app grants unauthorized access to their bank account.
Malware and Data Theft
The app silently installs malware that drains personal banking data. Criminals then move funds from victims’ accounts into microfinance or fintech accounts, often converting the proceeds into cryptocurrency.
Cryptocurrency Laundering
Funds are laundered via fintech channels and cryptocurrency exchanges, making them difficult to trace. The scheme leverages digital anonymity to mask illicit movement of money.
Account Suppliers: and Identity Fraud
EFCC reports reveal that over 12,000 young Nigerians are operating as “account suppliers” or part of so-called "KYC groups." These individuals offer to purchase personal data—including NIN slips, BVNs, passport photos—for as little as ₦1,500–₦2,000. Fraudsters then sell each data set to fintech firms for up to ₦5,000. The data is used to create fake accounts used in scams.
Enforcement: Arrests & Recovery Efforts
In response, the EFCC has begun arresting suspects linked to these schemes and launched operations to recover stolen funds. Public warnings have been issued to discourage participation as either account donors or suppliers.
EFCC’s Commitment to Nigeria’s Financial Security
The EFCC stressed its ongoing dedication to protecting Nigeria’s financial integrity. The agency announced intensified monitoring, prosecution of fraudsters, and public awareness campaigns aimed at safeguarding citizens and the wider economy.
Tips to Stay Safe from the Scam
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Never install apps from unknown sources or click promo links.
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Do not pay any token or fee for alleged promotions—especially via unofficial or cash-only channels.
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Safeguard personal data such as BVN, NIN, passport photos.
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Avoid selling or donating your ID information, even for small sums.
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Report suspicious offers or apps to the EFCC or your bank immediately.
Summary
The EFCC has unveiled a sophisticated fraud scheme centered around malware-laced airline promo apps and large-scale personal data harvesting. With thousands acting as account suppliers, the scam threatens personal finance and national cybersecurity. Nigerians are urged to remain vigilant, protect their identity data, and avoid suspicious offers—even if framed as promotional or charitable.
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